The metal roof knowledge hub

A metal roof costs roughly $12,000–$30,000+ installed, versus $8,000–$20,000 for asphalt shingles — about 2 to 3 times more upfront. But because metal lasts 2 to 3 times longer, it often costs less per year over the life of the home. Here is the full breakdown.

Most metal roofs last 40 to 70 years — two to three times longer than asphalt shingles. Metal roof durability comes from three things working together: the metal and its coating, the fastening system, and the ratings the assembly earns — wind uplift to 140+ mph, Class 4 impact resistance, and Class A fire. Standing seam typically reaches 50–70+ years, exposed-fastener panels 25–40, and copper or zinc can exceed 100.

For most homeowners planning to stay 10 or more years, a metal roof is worth it. It costs about 2 to 3 times more upfront than asphalt but lasts 2 to 3 times longer, can cut cooling bills 10–25%, may lower insurance 10–30%, and rarely needs replacing. It is a weaker choice if you plan to sell within a few years.

Standing seam is the premium choice — concealed fasteners, 50–70 years, $10–$16 per sq ft. Corrugated (exposed-fastener) is the budget choice — visible screws, 25–40 years, $5–$12. Metal shingle sits in the middle, mimicking shingle, shake, or slate at 40–50 years. Here is how to pick.

Metal roofs come in three main profiles — standing seam, metal shingle or shake, and corrugated — in dozens of colors. Cool, lighter colors reflect heat best and can lower cooling bills; darker charcoals and blacks read modern and premium. Here is how to choose a color and style that fits your home, climate, and HOA.

Often, yes. A Class 4 impact-rated metal roof can cut homeowners premiums by roughly 10–30%, and up to 35% in hail-heavy regions like Texas — though it varies by insurer, state, and roof spec, and some carriers give no discount at all. Here is how the discount works and how to claim it.